Insurance Coverage & Payment Options
Free Insurance Verification
Find out what your insurance covers in less than 5 minutes. Our benefits verification specialists will check your coverage and explain your options.
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Your information is confidential and PHIPHA protected. Results typically available within 5 minutes.
We Accept Most Major Insurance Plans
ART is in-network with most major insurance providers. If you don't see your plan listed, call us - we can often work with out-of-network benefits.
Comprehensive coverage for detox and residential treatment
In-network benefits for addiction treatment programs
Coverage for medical detox and therapy services
Mental health and substance abuse benefits
Canadian employee benefit plans accepted
Extended health coverage for treatment
Comprehensive addiction treatment coverage
Don't see your plan? We likely accept it - call to verify
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*Based on 5.9% APR. Actual rates may vary based on credit approval.
Insurance & Payment FAQ
Common questions about insurance coverage and payment options
Most major insurance plans are required to cover addiction treatment under the Mental Health Parity Act. Coverage typically includes detox, residential treatment, and outpatient programs. We'll verify your specific benefits for free.
We offer flexible payment plans, financing options, and cash pay discounts for uninsured clients. We also have scholarship and grant programs for those who qualify. No one is turned away due to inability to pay.
All addiction treatment is protected under strict confidentiality laws. Insurance claims only show that you received medical treatment - they don't specify that it was for addiction. Your privacy is fully protected.
Our benefits verification specialists can check your coverage within 5 minutes of receiving your information. We'll explain your benefits, copays, deductibles, and any out-of-pocket costs upfront.
Yes! In crisis situations, we can start treatment immediately and handle insurance authorization concurrently. We also accept provisional admissions while benefits are being processed.
We offer payment plans and financing for any remaining balance after insurance. Many clients pay as little as $133/month for their out-of-pocket costs. We work with every family to find an affordable solution.
Ready to Verify Your Coverage?
Don't let cost concerns delay getting the help you need. Our financial specialists are standing by to explain your options and find a solution that works for your budget.